Know your real take-home pay
Travel healthcare finance & tax tracker — built for nurses, RTs, PTs, OTs. IRS 1-year rule. Stipend docs. Pay estimates. All in one place.
Download on the App StoreRequires iOS 17+ • Free to start • Pro unlocks unlimited contracts & PDF exports
Built for travel healthcare workers
Most travel nurses are agency W-2 employees receiving tax-free stipends. StipenRx focuses on what matters: IRS 1-year rule compliance, stipend documentation (duplicate expenses), pay tracking, and contract comparison. Also supports 1099 workers with tailored deduction guidance.
- IRS 1-year rule — Track days per location; alerts at 300-day threshold
- Stipend eligibility — Document duplicate expenses (tax home + assignment rent) for IRS
- Pay estimates — Federal + FICA; schedule-driven hours; effective hourly
- Contract comparison — Side-by-side offers, net pay difference
Features
Pay tab
Financial snapshot, YTD earnings, paycheck estimator. Federal + FICA (Social Security, Medicare). Current contract at a glance.
1-year rule tracker
Per-location days (300-day threshold). Safe / Caution / Warning. Learn more → IRS Publication 463.
Calendar & schedule
Month view: assignments, shifts, paydays. Patterns: 3×12, 5×8, 4×10, Custom. Schedule drives hours & pay.
Contracts tab
Add, edit, list assignments. Free: 3 max. Pro: unlimited. 1-year progress on each card.
Deductions & stipend docs
Mileage (IRS rate), scrubs, licenses, CEUs, more. Duplicate expenses for stipend eligibility. W-2 vs 1099 guidance.
PDF export
6 types: Annual Tax, 1-Year Report, Deductions, Calendar, Assignment, Pay Calc. CPA-ready. QuickLook preview.
How to use StipenRx
- Set up (once) — Onboarding: specialty, tax home state, pay structure, W-2 vs 1099. We personalize tax estimates and deduction guidance.
- Add contracts — From Pay tab or Contracts. Enter agency, location, dates, hourly + stipend, hours/week, pay frequency. Pay periods auto-generate.
- Set schedule — In Calendar: pick pattern (3×12, 5×8, 4×10, or Custom). Generate shifts. Hours sync to pay estimates and export.
- Track deductions — Add mileage, scrubs, licenses, CEUs. Stipend Eligibility card documents duplicate expenses for IRS.
- Monitor 1-year rule — Pay tab widget shows X/300 days. Tap "View by Location" for per-location breakdown. Pro: push alerts.
- Export for taxes — Settings → Export. Choose PDF type. QuickLook preview, then share. CPA-ready summaries.
Free & Pro
Free
- 3 assignments
- Pay calculator, contract comparison
- Calendar, deductions, 1-year rule
- Home screen widget
- Assignment & Pay Calc PDF export
Pro
$6.99/mo or $49.99/yr
- Unlimited assignments
- Everything in Free
- Payday reminders & 1-year alerts
- Annual Tax, 1-Year Report, Deductions, Calendar PDF